Bank Of Qingdao Co.,Ltd. (H-share code: 03866) has announced its interim results for the six months ended June 30, 2026, showcasing robust financial performance. The lender recorded operating revenue of RMB 8.354 billion, marking a year-on-year increase of 9.09%, while net profit attributable to shareholders of the parent company reached RMB 3.619 billion, up 18.08% from the corresponding period last year. Basic earnings per share stood at RMB 0.62.

According to the company's announcement, key operational metrics during the reporting period reflected steady growth across its business lines. Total assets reached RMB 848.388 billion, an increase of RMB 33.428 billion or 4.10% compared to the end of the previous year. Customer loans expanded to RMB 427.716 billion, rising RMB 30.708 billion or 7.73%, while customer deposits grew to RMB 526.576 billion, up RMB 23.677 billion or 4.71%.

Operating revenue climbed RMB 696 million year-on-year to RMB 8.354 billion, representing a 9.09% growth rate. Net profit increased by RMB 555 million to RMB 3.708 billion, up 17.62%, while net profit attributable to shareholders of the parent company rose RMB 554 million to RMB 3.619 billion, a gain of 18.08%. Asset quality remained stable with a non-performing loan ratio of 0.95%, a decrease of 0.02 percentage points from the end of last year. The provision coverage ratio improved significantly to 312.23%, up 19.93 percentage points.

Capital adequacy metrics stayed well above regulatory requirements, with the capital adequacy ratio at 11.93% and the core tier-1 capital adequacy ratio at 8.68%. The annualized average return on total assets improved to 0.89%, up 0.01 percentage points year-on-year. Basic earnings per share increased by RMB 0.09 to RMB 0.62, representing growth of 16.98%. The annualized weighted average return on equity reached 16.99%, an improvement of 1.24 percentage points compared to the same period last year.